Paul E. Smith

Owner

NMLS# 193580

713-528-1245
Paul E. Smith Owner

Blog

Purchasing a Home VA Loans Refinancing a Home Interest Rates Credit Jumbo Mortgage
Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan
Refinancing a Home

Refinancing an Adjustable-Rate Mortgage into a Fixed-Rate Loan

Yes, you can refinance an adjustable-rate mortgage (ARM) into a fixed-rate loan—and for many homeowners, it’s one of the smartest financial moves they’ll ever make. While refinancing Jan 20, 2026
A Guide to Buying a Home in Retirement
Purchasing a Home

A Guide to Buying a Home in Retirement

Retirement offers the opportunity to adjust your lifestyle and focus on long-term comfort. For many retirees, purchasing a new home is an important part of this transition. Establish Your Priorities B Jan 13, 2026