About Paul E.

Paul E. Smith is a 35 year mortgage industry veteran with degrees in Finance and Real Estate from The University of Texas at Austin.  He has extensive experience in loan origination, mortgage operations as well as lending sales and management.  He believes in personalized service for every client to understand the client's unique needs and goals.

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Refinancing a Home with a Second Mortgage

Refinancing a Home with a Second Mortgage

Sep 04, 2026

Discover how refinancing a second mortgage can improve your finances and learn how to navigate this process effectively.

From Renter to Homeowner: Mastering the Lease Transition

From Renter to Homeowner: Mastering the Lease Transition

Sep 02, 2026

Learn how to time your home purchase, manage overlap costs, and plan for a smoother transition from renter to homeowner.

Is it Worth Refinancing For a .25% Lower Rate?

Is it Worth Refinancing For a .25% Lower Rate?

Aug 31, 2026

Discover if refinancing for a 0.25% lower rate is a smart financial move. Explore the pros and cons to make an informed decision.

Contact Paul E.
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3100 Richmond Ave #107
Houston, TX 77098

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