About Paul E.

Paul E. Smith is a 35 year mortgage industry veteran with degrees in Finance and Real Estate from The University of Texas at Austin.  He has extensive experience in loan origination, mortgage operations as well as lending sales and management.  He believes in personalized service for every client to understand the client's unique needs and goals.

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VA Loan Approval with Debt: What Veterans Need to Know

VA Loan Approval with Debt: What Veterans Need to Know

Jun 01, 2026

Learn how debt affects VA loan approval, including DTI ratios, credit scores, and income. Discover strategies veterans can use to qualify for a mortgage.

Can You Get a Mortgage while on Maternity Leave?

Can You Get a Mortgage while on Maternity Leave?

May 29, 2026

Can you qualify for a mortgage on maternity leave? Learn your rights, how lenders evaluate income, required documents, and tips to improve approval chances.

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

May 27, 2026

Explore real estate investing strategies, from active vs passive approaches to residential, commercial, REITs, and more. Find the right investment path for you.

Contact Paul E.
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3100 Richmond Ave #107
Houston, TX 77098

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