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Residential Lot Loans

Main Street Mortgage Company is pleased to offer a variety of options to finance the purchase of a residential lot.

Lot loans are designed so you can purchase land now and build your home in the future.  All loans require full documentation of income and assets along with credit qualification and property approval.

General Information and Options:

  • 1 & 2 Year Fixed Rate with Interest Only payments with 80%, 85% and 90% financing options
  • 3 & 5 Year Loans with 15 year amortization at 75% financing level up to $2.0 million