Main Street Mortgage Company

Buy or Construct the 
Home of Your Dreams.

Main Street Mortgage Company | Mortgage, Refinance, Loans

About Main Street Mortgage Company

Discover a world of Conventional, Jumbo, and Niche Home Loans in Houston, Texas at the official Main Street Mortgage Company site. As a comprehensive mortgage banker headquartered in Houston, Texas, we specialize in Conventional and Jumbo Home Loans, with the ability to facilitate loans anywhere within the State of Texas. Our business emphasis is on purchase, refinance, home equity, new construction, and renovation.

Explore our offerings:

  • Jumbo Fixed & ARM
  • Conventional Fixed & ARM
  • Physician Loans
  • Tailored Solutions for Self-Employed and Retired Borrowers
  • One-Time Close Construction - Permanent Loans (OTC)
  • Purchase Plus Improvement Loans
  • Home Equity Lines of Credit
  • Home Equity Loans

Whether you're aiming to Purchase, Refinance, leverage Home Equity, or are interested in new construction and renovation, Main Street Mortgage Company is here to assist. Our extensive range of options is carefully designed to meet the diverse needs of local borrowers, whether you're in the market for a primary residence, second home, investment property, or seeking to optimize your mortgage through refinancing.

We provide expertise in:

  • Conventional Loans
  • Jumbo Loans
  • Home Equity Solutions

In addition, we offer specialized loan types such as

  • One-Time Close Construction - Permanent Loans (OTC)
  • Purchase Plus Improvement Loans
  • Home Equity Lines of Credit
  • Home Equity Loans
Main Street Mortgage Company | Mortgage, Refinance, Loans

Understanding Your Credit Score

Mortgage Pre-Approval Information

OUR EXPERIENCE

We are committed to helping you find the best mortgage for your needs. Our years of experience in this industry
give us a competitive edge that no other broker has access to!

Experienced 
professionals

We are committed to helping you find the best mortgage for your needs.

Commercial and 
residential mortgages

We work with several reputable mortgage companies to provide you with the best mortgage solution.

Get the right
mortgage

We ensure our clients have the details they need to get a mortgage that fits their requirements.

Always available
to help

We'll always be ready for whatever comes up so that you can feel at ease with us on your side.
kNOW mORE

MORTGAGE LOANS THAT FIT YOUR LIFE

We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

Jumbo loans

A jumbo mortgage can provide you the larger funds traditional loans do not cover — given that you
can find a lender that offers one, satisfy the requirements, and afford the higher cost.
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Fixed Rate Mortgage

A fixed-rate mortgage is a home loan option with a specific interest rate for the entire term of the loan. Even with the specificity of the term of fixed-rate loans, there is a range of options.

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ADJUSTABLE ARM

A Hybrid ARM features an initial fixed rate for 5, 7, or 10 years, providing stability, after which the interest rate adjusts annually based on market conditions, potentially impacting monthly payments.
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What Our Client Say

  • Thank you! Again, I can't say how much I appreciate you helping me get this across the finish line!!!! Thank you again

    Daniel DeWalch

  • Everything went smoothly today at closing! We so appreciate all your hard work even while dealing with your own health issues and while on vacation. Thank you again!

    Hannah and Kevin Kline

  • Thank you so much Paul!! I know this was quite an ordeal and want you to know how much I appreciate you!!

    Lisa Muratta

Our Blogs

November 11, 2025
What No One Tells You About Buying with Nontraditional Income!

More Americans are now earning through freelancing, side businesses or commissions. Yet when it comes to buying a home, they’re often told it’s difficult because they don’t have a “steady income.” The truth is, you can qualify for a mortgage even if your income looks different; you just need the right approach. 1. The Reality […]

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November 8, 2025
You Can Own a Home Sooner Than You Think—Here’s the Strategy!

Owning a home often feels like a faraway goal, especially if you’re still growing your income or saving for a down payment. But the truth is, you don’t have to wait years to make it happen. With the right approach and a few smart financial steps, you can become a homeowner much sooner than expected. […]

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November 4, 2025
Why Your Assets Might Qualify You for a Loan, Even Without Income Proof!

Many people believe that obtaining a mortgage is impossible without a salary slip or W-2 form. But that’s no longer true. Modern lenders now consider your assets — not just your income — to help you qualify for a home loan. If you have strong savings or investments, you may already be closer to homeownership […]

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Main Street Mortgage Company

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

PHONE

(713) 528-1245

E-MAIL

pes@texasmainstreet.com

ADDRESS

3100 Richmond Ave 
#107 Houston, TX 77098

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Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 108770276-5550.
© 2025 Main Street Mortgage Company, Designed by Amplispot
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