(713) 528-1245

Residential Lot Loans

Main Street Mortgage Company is pleased to offer a variety of options to finance the purchase of a residential lot in Houston, Texas including Harris County, Fort Bend County, Galveston County, Brazoria County and Montgomery County.

The lot loan programs are designed so you can purchase land now and build your home in the future.  All loans require full documentation of income and assets along with credit qualification and property approval with a satisfactory appraisal obtained by Main Street Mortgage Company.

General Comments and Information:

  • Maximum finaincing is 90% for purchase transaction only on a 2 year loan program.
  • Standard financing is 80%
  • Short term and Longer term options available.
  • Sample terms include:  1-2 year note with interest only payments, 3 year note with a 15 year payment schedule and a 10 year note with 10 year payment schedule