Main Street Mortgage Company

Buy or Construct the 
Home of Your Dreams.

Main Street Mortgage Company | Mortgage, Refinance, Loans

About Main Street Mortgage Company

Discover a world of Conventional, Jumbo, and Niche Home Loans in Houston, Texas at the official Main Street Mortgage Company site. As a comprehensive mortgage banker headquartered in Houston, Texas, we specialize in Conventional and Jumbo Home Loans, with the ability to facilitate loans anywhere within the State of Texas. Our business emphasis is on purchase, refinance, home equity, new construction, and renovation.

Explore our offerings:

  • Jumbo Fixed & ARM
  • Conventional Fixed & ARM
  • Physician Loans
  • Tailored Solutions for Self-Employed and Retired Borrowers
  • One-Time Close Construction - Permanent Loans (OTC)
  • Purchase Plus Improvement Loans
  • Home Equity Lines of Credit
  • Home Equity Loans

Whether you're aiming to Purchase, Refinance, leverage Home Equity, or are interested in new construction and renovation, Main Street Mortgage Company is here to assist. Our extensive range of options is carefully designed to meet the diverse needs of local borrowers, whether you're in the market for a primary residence, second home, investment property, or seeking to optimize your mortgage through refinancing.

We provide expertise in:

  • Conventional Loans
  • Jumbo Loans
  • Home Equity Solutions

In addition, we offer specialized loan types such as

  • One-Time Close Construction - Permanent Loans (OTC)
  • Purchase Plus Improvement Loans
  • Home Equity Lines of Credit
  • Home Equity Loans
Main Street Mortgage Company | Mortgage, Refinance, Loans


We are committed to helping you find the best mortgage for your needs. Our years of experience in this industry
give us a competitive edge that no other broker has access to!


We are committed to helping you find the best mortgage for your needs.

Commercial and 
residential mortgages

We work with several reputable mortgage companies to provide you with the best mortgage solution.

Get the right

We ensure our clients have the details they need to get a mortgage that fits their requirements.

Always available
to help

We'll always be ready for whatever comes up so that you can feel at ease with us on your side.


We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

Jumbo loans

A jumbo mortgage can provide you the larger funds traditional loans do not cover — given that you
can find a lender that offers one, satisfy the requirements, and afford the higher cost.
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Fixed Rate Mortgage

A fixed-rate mortgage is a home loan option with a specific interest rate for the entire term of the loan. Even with the specificity of the term of fixed-rate loans, there is a range of options.

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A Hybrid ARM features an initial fixed rate for 5, 7, or 10 years, providing stability, after which the interest rate adjusts annually based on market conditions, potentially impacting monthly payments.
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What Our Client Say

  • Thank you! Again, I can't say how much I appreciate you helping me get this across the finish line!!!! Thank you again

    Daniel DeWalch

  • Everything went smoothly today at closing! We so appreciate all your hard work even while dealing with your own health issues and while on vacation. Thank you again!

    Hannah and Kevin Kline

  • Thank you so much Paul!! I know this was quite an ordeal and want you to know how much I appreciate you!!

    Lisa Muratta

Our Blogs

June 10, 2024
Building Your Credit Score: Essential Tips Before Applying for a Mortgage!

One of the most important financial decisions you will ever make is applying for a mortgage, and one of the main things that lenders look at is your credit score. A high credit score raises the chances of approval and significantly impacts the terms and interest rates. Here are reasons why building your credit score […]

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June 6, 2024
Strategies for Paying Off Your Mortgage Early.

For many American homeowners, paying off their mortgage early is a financial objective. It can provide you financial freedom far sooner than anticipated and drastically lower the total interest you pay on the loan. Here are strategies to help you pay off your mortgage early, potentially saving thousands of dollars and enhancing your financial stability. […]

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June 3, 2024
Feng Shui in Real Estate: Just a Trend or Here to Stay?

Feng Shui, the traditional Chinese practice of designing living areas to promote harmony and balance, has a bigger impact on the real estate industry than ever. As homeowners and buyers increasingly seek spaces that offer more than just shelter, Feng Shui has moved from a niche cultural concept to a significant trend in the housing […]

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Main Street Mortgage Company

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.


(713) 528-1245



3100 Richmond Ave 
#107 Houston, TX 77098

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at A toll-free consumer hotline is available at 108770276-5550.
© 2024 Main Street Mortgage Company, Designed by Amplispot
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